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What The Workplace Fallout Could Be If The Affordable Care Act Is Repealed

While few would make the argument that the Affordable Care Act has made healthcare better, stronger, and more accessible to the American public, there are some parts of the Act […]

While few would make the argument that the Affordable Care Act has made healthcare better, stronger, and more accessible to the American public, there are some parts of the Act that have been undeniably beneficial for the public; things like preventing insurance companies from targeting pre-existing conditions and having your healthcare tied to your employment have benefited many across the board.

Affordable Care Act
Image source: nytimes.com

The ideal goal of Obamacare was that no one would be forced to remain with a job or position that they didn’t want to be, solely to keep their healthcare coverage. Obamacare was supposed to free the workforce from being pushed into labor to maintain health insurance. The problem is that many unintended consequences have come from the Affordable Care Act. Some may have been predicted, but some could never have been.

President Donald Trump stood at the podium during his campaign run and promised his supporters that he would repeal and replace the Affordable Care Act with another system for American healthcare. At the time, it sounded like a viable and simple option. But just as there was fallout with implementing Obamacare, there are likewise going to be many consequences for repealing and replacing it. Not only will overhauling the health care and insurance system affect access to medical care in America, but it will also change the face of the workforce and how it relates to healthcare coverage.

The idea behind separating health care from your job was that you could open up your own business, freelance, or partake in other, more flexible work arrangements without the fear of not being able to afford healthcare. Unfortunately, it has become a situation where not many can afford their healthcare anyway. Between increasing premiums and reducing job hours for small businesses to not have to pay the costs of their employees, the workforce and small business operations have been completely transformed.

Republicans are currently working on a way to overhaul a system that is simply unaffordable and which finds itself in free-fall, with rising costs and people having their premiums doubled and sometimes even tripled. Those who have opened up their own business or who freelance and are getting assistance from the government through the marketplace are worried that if they have to seek insurance without help, their hopes of coverage are all but nonexistent.

The problem is that there is going to be a population who isn’t going to be happy no matter how the health care coverage system works. Those who pay for coverage on their own and aren’t privy to assistance will likely see their premiums lowered, which will be a welcomed change. But those who are getting subsidized healthcare coverage might have their premiums raised and not be able to afford it. The whole thing is in chaos.

The healthcare system is in a terse place in history. While many enjoy government help, there are just as many upset that their high premiums aren’t getting them much of what they need. Their doctor and hospital options continue to decrease, medications are being denied and many insurance companies are opting out of the marketplace altogether or limiting coverage to the point that insurance is rendered obsolete because it doesn’t cover anything anyway.

Those who are considering leaving their current full-time position are still concerned that going out on their own might mean less coverage at a higher premium — if they can afford it at all. Some experts like an on the job injury lawyer LA, believe the Affordable Care Act is killing small business creation and making it more difficult for small businesses to exist. If the repeal couples employment with insurance again, the fear is that many will stop their entrepreneurship endeavors and go back to their full-time positions, which will have an impact on innovation in America.

 There is little doubt that no matter what happens to healthcare, things are going to change. Everyone is looking to the Trump Administration to untie things, lower costs and increase competition to make healthcare not only better and more innovative, but also to help the average American afford the healthcare system necessary to build a productive and happy society.

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